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New Vehicles
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Assumptions and examples:
The bank offers auto loans for new, late model, refinancing, and lease
buyouts. The vehicle may be new or titled but cannot be more than 3
model years old. On titled vehicles the bank finances up to 100% of the
NADA retail value. Cannot be used to refinance an existing BNB auto
loan. *APR is the Annual Percentage Rate. Rates quoted assume excellent
borrower credit history and include a .25% discount for auto debit of
the monthly payment from a Broadway or Eisenhower deposit account. We
will set your APR based on your individual circumstances, including
your credit history, loan amount, and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $35,000 with an APR of 4.74% and a term of 60 mos
would have a monthly payment of $656.33. A loan amount of $15,000 with
an APR of 4.74% and a term of 36 mos would have a monthly payment of
$447.81. All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Rates and terms are subject to
change without notice. Other terms available. Minimum auto loan amount
$5,000. |
| Used Vehicles |
Assumptions and examples:
The bank offers auto loans for the purchase and refinancing of used
vehicles. The vehicle cannot be more than 7 model years old. On titled
vehicles the bank finances up to 100% of the NADA retail value. Cannot
be used to refinance an existing BNB auto loan. *APR is the Annual
Percentage Rate. Rates quoted assume excellent borrower credit history
and include a .25% discount for auto debit of the monthly payment from
a Broadway or Eisenhower deposit account. We will set your APR based on
your individual circumstances, including your credit history, loan
amount, and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $25,000 with an APR of 7.50% and a term of 48 mos
would have a monthly payment of $604.47. A loan amount of $15,000 with
an APR of 9.00% and a term of 36 mos would have a monthly payment of
$476.99. All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Rates and terms are subject to
change without notice. Other terms available. Minimum auto loan amount
$5,000. |
| Personal Loan |
Assumptions and examples:
*APR is the Annual Percentage Rate. Rates quoted assume excellent
borrower credit history and include a .25% discount for auto debit of
the monthly payment from a Broadway or Eisenhower deposit account. We
will set your APR based on your individual circumstances, including
your credit history, loan amount, and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $7,500 with an APR of 9.74% and a term of 36 mos would
have a monthly payment of $241.08. A loan amount of $4,000 with an APR
of 11.74% and a term of 36 mos would have a monthly payment of $132.36.
All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Rates and terms are subject to
change without notice. Other terms available. Minimum loan amount is
$2,500. |
| PersonaLine |
Assumptions and examples:
*APR is the Annual Percentage Rate. Rates quoted assume excellent
borrower credit history. We will set your initial variable APR based on
your individual circumstances, including your credit history, loan
amount, and our internal credit criteria. APR is variable and will be calculated by adding a margin to the Wall Street Prime rate as published in
the Wall Street Journal. As of 7/01/10 the Wall Street Journal Prime
Rate was 3.25% and APR range is 6.25% to 15.25%. Annual fee $25. All loans and lines of
credit are subject to credit approval, verification, and collateral
evaluation. Rates and terms are subject to change without notice. Other
terms available. Minimum line amount is $1,000. |
| Home Equity Loan |
Assumptions and examples:
*APR is the Annual Percentage Rate. The bank offers home equity loans
with terms of 1 year per $1,000 borrowed up to 180 months. The maximum
loan including other liens cannot exceed 80% of the home’s fair market
value. Broadway Bank must have a valid first or second real estate lien
under Article XVI, section 50 (a)(6) of the Texas Constitution. The
property must be your primary residence and occupied by you. Property
insurance will be required including flood insurance where applicable.
Offer does not include manufactured homes. Rates quoted assume
excellent borrower credit history and include a .25% discount for auto
debit of the monthly payment from a Broadway or Eisenhower deposit
account. We will set your APR based on your individual circumstances,
including your credit history, loan amount, and our internal credit
criteria.
A representative example of payment terms are as follows:
A loan amount of $50,000 with an APR of 6.75% and a term of 120 mos
would have a monthly payment of $574.12. A loan amount of $23,000 with
an APR of 7.50% and a term of 180 mos would have a monthly payment of
$213.21. All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Rates and terms are subject to
change without notice. Other terms available. Standard closing costs of
$160-$300 are paid by the bank and include a title search, flood
certification and filing fees. Other closing costs can range from
approximately $250 (on lines up to $100,000) to $4,000 (on loans over
$100,000 up to $250,000). Minimum loan amount is $2,500.

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| Home Equity Line of Credit |
Assumptions and examples:
The bank offers home equity lines of credit with variable APR’s as low
as 3.99%. on line amounts of $50,000 or greater. *APR is the Annual
Percentage Rate. Rates quoted assume excellent borrower credit history.
We will set your initial variable APR based on your individual
circumstances, including your credit history, loan amount, and our
internal credit criteria. Line of credit rates are variable and will be
calculated by adding a margin to the Wall Street Journal Prime rate as
published in the Wall Street Journal. As of 7/01/10 the Wall Street
Journal Prime Rate was 3.25%. APR range is 3.99%-11.74%. Maximum APR is
18%. All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Rates and terms are subject to
change without notice. Other terms available. The maximum line plus
other liens cannot exceed 80% of the home’s fair market value. The
maximum credit line cannot exceed 50% of the home’s fair market value.
Offer does not include manufactured homes. Broadway Bank must have a
valid first or second real estate lien under Article XVI, section 50
(a)(6) of the Texas Constitution. The property must be your primary
residence and occupied by you. Property insurance will be required
including flood insurance where applicable. Standard closing costs of
$160-$300 are paid by the bank and include a title search, flood
certification and filing fees. Other closing costs can range from
approximately $250 (on lines up to $100,000) to $4,000 (on lines over
$100,000 up to $250,000). Minimum line amount is $10,000. Minimum
advance is $4,000.

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| Home Improvement Loan |
Assumptions and examples:
The bank offers home improvement loans with terms of 1 year per $1,000
borrowed up to 180 months. The maximum loan including other liens
cannot exceed 90% of the home’s fair market value. Broadway Bank must
have a valid first or second real estate lien. The property must be
your primary residence and occupied by you.
Property insurance will be required including flood insurance where
applicable. Offer does not include manufactured homes. *APR is the
Annual Percentage Rate. Rates quoted assume excellent borrower credit
history and include a .25% discount for auto debit of the monthly
payment from a Broadway or Eisenhower deposit account. We will set your
APR based on your individual circumstances, including your credit
history, loan amount, and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $35,000 with an APR of 7.75% and a term of 180 mos
would have a monthly payment of $329.45. A loan amount of $15,000 with
an APR of 7.50% and a term of 120 mos would have a monthly payment of
$178.05. All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Rates and terms are subject to
change without notice. Other terms available. Minimum loan amount is
$2,500.

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| Residential Lot Loan |
Assumptions and examples:
The bank offers loans to purchase unimproved residential lots with up
to 75% financing available to qualified borrowers. *APR is the Annual
Percentage Rate. Rates quoted assume excellent borrower credit history.
We will set your APR based on your individual circumstances, including
your credit history, loan amount, and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $50,000 with a 75% loan to value (ltv) and an APR of
7.88% would have 59 monthly payments of $470.55 and a final payment of
$39,681.45. These calculations are based on a 15 year amortization with
a 5 year balloon payment. A loan amount of $15,000 with a 75% loan to
value (ltv) and an APR of 8.70% would have 59 monthly payments of
$145.50 and a final payment of $12,008.21 with a 75% loan to value
(ltv). These calculations are based on a 15 year amortization with a 5
year balloon payment. All loans and lines of credit are subject to
credit approval, verification, and collateral evaluation. Rates and
terms are subject to change without notice. Other terms available. Rate
for 24 mo. Interest only program is variable and is subject to increase
after consummation. Minimum loan amount is $15,000. |
| Residential Land Loan |
Assumptions and examples:
The bank offers loans to purchase unimproved residential land with up
to 65% financing available to qualified borrowers. *APR is the Annual
Percentage Rate. Rates quoted assume excellent borrower credit history.
We will set your APR based on your individual circumstances, including
your credit history, loan amount, and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $50,000 with a 75% loan to value (ltv) and an APR of
7.88% would have 59 monthly payments of $470.55 and a final payment of
$39,681.45. These calculations are based on a 15 year amortization
with a 5 year balloon payment. All loans and lines of credit are
subject to credit approval, verification, and collateral evaluation.
All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Rates and terms are subject to
change without notice. Other terms available. Rate for 24 mo. Interest
only program is variable and is subject to increase after consummation.
Minimum loan amount is $15,000. |
| Boats |
Assumptions and examples:
The bank offers loans for the purchase and refinancing of new and used
boats. The bank typically requires a 10% downpayment on boat purchases.
Cannot be used to refinance an existing BNB boat loan. *APR is the
Annual Percentage Rate. Rates quoted assume excellent borrower credit
history and include a .25% discount for auto debit of the monthly
payment from a Broadway or Eisenhower deposit account. We will set your
APR based on your individual circumstances, including your credit
history, loan amount, and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $20,000 with an APR of 7.50% and a term of 60 mos would have a monthly payment of $400.75.
A loan amount of $10,000 with an APR of 7.50% and a term of 36 mos would have a monthly payment of $311.06.
All loans and lines of credit are subject to credit approval, verification, and collateral evaluation.
Rates and terms are subject to change without notice. Other terms available.
Minimum loan $5,000. |
| Recreational Vehicles, Travel Trailers & Motor Homes |
Assumptions and examples:
The bank offers loans for the purchase and refinancing of new and used
recreational vehicles, travel trailers and motor homes. The bank
typically requires a 10% downpayment on these purchases. Cannot be used
to refinance an existing BNB loan. *APR is the Annual Percentage Rate.
Rates quoted assume excellent borrower credit history and include a
.25% discount for auto debit of the monthly payment from a Broadway or
Eisenhower deposit account. We will set your APR based on your your
individual circumstances, including your credit history, loan amount,
and our internal credit criteria.
A representative example of payment terms are as follows:
A
loan amount of $35,000 with an APR of 7.50% and a term of 84 mos would
have a monthly payment of $536.83.
A loan amount of $20,000 with an APR of 7.50% and a term of 60 mos
would have a monthly payment of $400.75. All loans and lines of credit
are subject to credit approval, verification, and collateral
evaluation. Rates and terms are subject to change without notice. Other
terms available.
Minimum loan $5,000. |
| Motorcycles, All Terrain Vehicles and Personal Farm Tractors |
Assumptions and examples:
The
bank offers loans for the purchase and refinancing of new and used
motorcycles, all terrain vehicles and personal farm tractors. The bank
typically requires a 10% downpayment on these purchases. Cannot be used
to refinance an existing BNB loan. *APR is the Annual Percentage Rate.
Rates quoted assume excellent borrower credit history and include a
.25% discount for auto debit of the monthly payment from a Broadway or
Eisenhower deposit account. We will set your APR based on your
individual circumstances, including your credit history, loan amount,
and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $10,000 with an APR of 6.74% and a term of 60 mos
would have a monthly payment of $196.79.
A loan amount of $5,000 with an APR of 7.49% and a term of 60 mos would
have a monthly payment of $100.17. All loans and lines of credit are
subject to credit approval, verification, and collateral evaluation.
Rates and terms are subject to change without notice. Other terms
available. Minimum loan $5,000. |
| Cash Value Life Insurance & Negotiable Instruments |
Assumptions and examples:
All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Please call us for details. |
| Certificates of Deposit |
Assumptions and examples:
All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Please call us for details. |
| Military New Auto |
Assumptions and examples:
The bank offers auto loans for new, late model, refinancing, and lease
buyouts. The vehicle may be new or titled but cannot be more than 3
model years old. On titled vehicles the bank finances up to 100% of the
NADA retail value. Cannot be used to refinance an existing BNB auto
loan.
Minimum auto loan amount $5,000. *APR is the Annual Percentage Rate.
Rates quoted assume excellent borrower credit history and include a
.25% discount for auto debit of the monthly payment from a Broadway or
Eisenhower deposit account. We will set your APR based on your
individual circumstances, including your credit history, loan amount,
and our internal credit criteria.
A representative example of payment terms are as follows:
A loan amount of $35,000 with an APR of 3.99% and a term of 60 mos
would have a monthly payment of $644.42. A loan amount of $15,000 with
an APR of 3.99% and a term of 36 mos would have a monthly payment of
$442.79. All loans and lines of credit are subject to credit approval,
verification, and collateral evaluation. Rates and terms are subject to
change without notice. Other terms available. |
| Military Used Auto |
Assumptions and examples:
The bank offers auto loans for the purchase and refinancing of used
vehicles. The vehicle cannot be more than 7 model years old. On titled
vehicles the bank finances up to 100% of the NADA retail value. Cannot
be used to refinance an existing BNB auto loan.
Minimum auto loan amount $5,000. *APR is the Annual Percentage Rate.
Rates quoted assume excellent borrower credit history and include a
.25% discount for auto debit of the monthly payment from a Broadway or
Eisenhower deposit account. We will set your APR based on your
individual circumstances, including your credit history, loan amount,
and our internal credit criteria.
A representative example of payment terms are as follows:
A
loan amount of $25,000 with an APR of 7.04% and a term of 48 mos would
have a monthly payment of $599.12.
A loan amount of $15,000 with an APR of 8.74% and a term of 36 mos
would have a monthly payment of $475.18. All loans and lines of credit
are subject to credit approval, verification, and collateral
evaluation. Rates and terms are subject to change without notice. Other
terms available. |
| Military Unsecured Loan |
Assumptions and examples:
*APR is the Annual Percentage Rate. Rates quoted assume excellent
borrower credit history and include a .25% discount for auto debit of
the monthly payment from a Broadway or Eisenhower deposit account. We
will set your APR based on your your individual circumstances,
including your credit history, loan amount, and our internal credit
criteria.
A representative example of payment terms are as follows:
A loan amount of $7,500 with an APR of 7.24% and a term of 36 mos would
have a monthly payment of $232.40.
A loan amount of $4,000 with an APR of 9.24% and a term of 36 mos
would have a monthly payment of $127.64. All loans and lines of credit
are subject to credit approval, verification, and collateral
evaluation. Rates and terms are subject to change without notice. Other
terms available. Minimum loan amount is $2,500. |