Checking Account Comparison Chart
| Relationship Checking | Interest Checking | Totally Free Checking (Non-Interest Bearing) |
|---|---|---|
Minimum Opening Balance |
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$100 |
$100 |
None. |
Monthly Service Charge |
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$14.95 |
$7.95 |
FREE |
Balance Requirement to Avoid Monthly Service Charge |
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Maintain a $15,000 minimum combined balance in your personal money market, savings, checking, CD, and/or IRA accounts and loans |
Maintain a $500 minimum Earn interest on a daily collected balance of $1,000 or greater. ***
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No minimum balance requirements. |
Account Features |
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Unlimited check writing |
Unlimited check writing |
Unlimited check writing |
Free Online Banking and BillPay. |
Free Online Banking and BillPay. |
Free Online Banking and BillPay. |
Free Allways Check® Visa Debit Card with ten (10) waived out-of-network ATM fees per monthly statement cycle.* |
Free Allways Check® Visa Debit Card with four (4) waived out-of-network ATM fees per monthly statement cycle.* |
Allways Bank®/Allways Check® retail transactions and ATM transactions at Allways Bank locations are unlimited and free.* |
Overdraft protection transfers or Overdraft Line of Credit available with waived fee.** |
Overdraft protection transfers or Overdraft Line of Credit available.** |
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Free cashiers checks and travelers checks. |
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50% discount on safe deposit box rental. |
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Assigned personal banker. |
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| Start Today. Apply Online Now. |  |
*ATM owner fees still apply. **With approved credit. ***Interest is accrued daily and paid monthly on collected balances. Interest rates are based upon competitive rates and may change at any time. The average daily balance is calculated by adding the principal in the account for each day of the statement period and dividing that figure by the number of days in the statement period.
